Goals 2009 « A diary of learning how to get out of debt

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Goals 2009

Financial

*Pay off Commerce Bank credit card

*Have all expense for school either paid or in a savings account

*Buy a laptop

*Buy a car (preferrably cash but if not a small loan)

*Have consistantly $1,000 in a savings account

*Reduce overall debt by $6,000

Personal

*Lose 20lbs

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Pay off Commerce Bank Card

1/1/09 - $2,704.97 of credit limit $3,000
2/1/09 - $2,501.62 of credit limit $3,000
3/1/09 - $2,348.84 of credit limit $3,000
4/1/09 - $2,191.93 of credit limit $3,000
5/1/09 - $2,065.81 of credit limit $3,000
6/1/09 - $1,958.50 of credit limit $3,000
7/1/09 - $1,829.58 of credit limit $3,000
8/1/09 - $1,698.65 of credit limit $3,000
9/1/09 - $1,567.13 of credit limit $3,000
10/1/09 - $1563.60 of credit limit $3,000
Owe - $1,436.40
School Paid for

1/1/09 - Owe 573.13 for current semester plus 54 for parking and books
Have saved between school account and most - 696.24
3/19/09 - Spring semester paid off. Have saved between school account and most - 757.30 and have a check for about $134 waiting to be deposited.
7/15/09 - status summer semester paid for and have paid $500 on fall semester. Still have money in most and school account. 10/1/09 - Fall semester completely paid for tuition and fees, books and parking. Saved $537.63 in USAA and $368.17 in Most. Almost $700 saved. Definitely meeting this goal.
Buy a laptop – completed

Have saved for laptop - $0 Bought laptop - Emegency
Replace car

1/1/09 - Money in car account - $0 3/19/09 - Money in car account - $0
Have $1,000 constantly in savings account

1/1/09 - $13.83
3/19/09 - $4.02
4/28/09 - $1,000
4/30/09 - $999.00 <- due to low balance fee
4/39/09 - $999.35 <- dividend .35
5/1/09 - $1,029.35 <-threw in $30 to keep above $1,000
5/31/09 - $1,028.35 <- low balance fee
5/31/09 - $1,029.01 <- dividend .66
6/30/09 - $1,028.01 - low balance fee
6/30/09 - $1,028.64 - dividend .63
7/4/09 - $1,165.74 - depost half of dividend check
7/31/09 - $1,164.74 - low balance fee
7/31/09 - $1,165.47 - dividend .73
8/31/09 - $1,164.47 - low balance fee
8/31/09 - $1,165.21 - dividend .74
9/4/09 - $1,065.21 - withdrawl $100
9/31/09 - $1,064.21 - low balance fee
9/31/09 - $1,064.87 - dividend .66
Reduce overall debt by $6,000

January - 38,142.03
February - 37,628.17 (reduced by 513.86)
March - 37,336.35 (reduced by 805.68)
April - 36,995.60 (reduced by 1146.43)
May - 36,760.78 (reduced by 1381.25)
June - 36,361.91 (reduced by 1780.12)
Lose 20lbs

1/1/09 - 208.2
3/19/09 - 208.4
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November 2009

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A diary of learning how to get out of debt

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Goals 2009

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Pay off Commerce Bank Card

School Paid for

Buy a laptop – completed

Replace car

Have $1,000 constantly in savings account

Reduce overall debt by $6,000

Lose 20lbs

Archives

Pages

November 2009
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