I think the stupid bookshelf is haunting me. I just keep envisioning how cozy I can make that office. I don’t like how it looks right now. A portion of that is because there is stuff strewn everywhere. There is much I would like to do. I contemplate the bookshelf. Just $45 at Walmart….that’s not much is it? Then I think about the fact that I still owe on my cell phone bill. Yes I know the company is supposed to pay for that. This month the company can’t. There is money due on the company phone/dsl(which I use), the rental property utilities. The company can’t afford that either. There is the loan payment on the rental property. The company can’t afford that either. I need to buy a ticket for Thanksgiving to see my family. I can’t afford that. There is nothing in my emergency fund and I need newer tires. My credit cards and line of credit are to the limit. I can’t justify that bookshelf….even if it is only $45. But maybe….and the cycle starts again. I know it is mind over matter. I know I have the will to defeat it. I just have to keep doing it…sometimes minute by minute and other times hour by hour. If I can learn restraint now I can do the things I want later. Later when I am not worried about when a check will clear and when one will be sent. Patience.
Struggling to behave
October 13, 2011 by Me
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Pay off Commerce Bank Card
1/1/09 - $2,704.97 of credit limit $3,000
2/1/09 - $2,501.62 of credit limit $3,000
3/1/09 - $2,348.84 of credit limit $3,000
4/1/09 - $2,191.93 of credit limit $3,000
5/1/09 - $2,065.81 of credit limit $3,000
6/1/09 - $1,958.50 of credit limit $3,000
7/1/09 - $1,829.58 of credit limit $3,000
8/1/09 - $1,698.65 of credit limit $3,000
9/1/09 - $1,567.13 of credit limit $3,000
10/1/09 - $1,563.60 of credit limit $3,000
4/1/10 - $1,412.76 of credit limit $2,000
5/1/10 - $1,358.58 of credit limit $2,000
8/23/10 - $553.00 of credit limit $2,000
10/1/10 - $1218.65 of credit limit $2,000
1/24/11 - $1,789.93 of credit limit $2,000Replace car
1/1/09 - Money in car account - $0 3/19/09 - Money in car account - $0Have $1,000 constantly in savings account
1/1/09 - $13.83
3/19/09 - $4.02
4/28/09 - $1,000
4/30/09 - $999.00 <- due to low balance fee
4/39/09 - $999.35 <- dividend .35
5/1/09 - $1,029.35 <-threw in $30 to keep above $1,000
5/31/09 - $1,028.35 <- low balance fee
5/31/09 - $1,029.01 <- dividend .66
6/30/09 - $1,028.01 - low balance fee
6/30/09 - $1,028.64 - dividend .63
7/4/09 - $1,165.74 - depost half of dividend check
7/31/09 - $1,164.74 - low balance fee
7/31/09 - $1,165.47 - dividend .73
8/31/09 - $1,164.47 - low balance fee
8/31/09 - $1,165.21 - dividend .74
9/4/09 - $1,065.21 - withdrawl $100
9/31/09 - $1,064.21 - low balance fee
9/31/09 - $1,064.87 - dividend .66
4/5/10 - $360.55
5/1/10 - $4.64
8/23/10 - $1003.79
10/1/10 - $1002.12
1/24/11 - $1049.59Reduce overall debt by $6,000
January - 38,142.03
February - 37,628.17 (reduced by 513.86)
March - 37,336.35 (reduced by 805.68)
April - 36,995.60 (reduced by 1146.43)
May - 36,760.78 (reduced by 1381.25)
June - 36,361.91 (reduced by 1780.12)
4/5/10 - $35,800.90 (reduced by 2,341.13)
5/1/10 - $35,848.58 (reduced by 2,293.45)
8/23/10 - $31,471.86 (reduced by 6,670.17)
10/1/10 - $30,289.09 (reduced by 7,852.94)
1/24/11 - $28,089.24 (reduced by 10,052.79)Christmas fund
8/23/10 - 85.01
10/18/10 - 165.08Archives
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