Emotional roller coasters

This financial journey is such an emotional roller coaster.  Yesterday at lunch I was anxiously looking at my money contemplating what I would be allowed to spend this weekend.  For Memorial Day weekend we are going out of town.   That is a post all of it’s own…..it was an interesting insight into my psyche.  I had a little anxiety because the check engine light came on  in the car.  Last night I got home and discovered that another credit card had closed my account.  WTF  I don’t believe I had been in overdraft on that account in recent history.  I haven’t used it since the beginning of the year.  One of their reasons was that I had too few accounts with greater then 24 month history.  Double WTF.  All of my accounts have greater then 24 month history.  I haven’t opened anything in the last 24 months.  So then I was bummed out.  This morning I woke up and felt that my credit history is going to hell in a hand basket and I keep working and working on improving and credit card companies just keep closing accounts.  The car light was on….and I am looking at spending more money this weekend.  Flash back to the present.  I worked through lunch figuring out my bills for June to help me figure out what I can afford this weekend while eating the lunch I brought from home.  While calculating my bills I looked at the block buster charge that was expected.  Did I really need this $29.99 service?  No.  So I called and canceled.  wow….look at me.  I just saved almost $30.  While doing this I calculated my debt since the beginning of the year.  I figure I owed $38,142.03 on January 1.  My calculations show I only owe $36,707.49 on June 1.  I have managed to pay off $1,434.54.  Not bad…..I may not make the $6,000 for the year but I am doing better.  The sun just came out on my cloudy day.  Lets step back a minute…..I am right on track with paying off school….in fact my summer tuition is paid all that is due is books and parking.  I have that already in savings and am starting to save for fall semester.  I have $1,000+ in my emeregency fund.  I have already bought the laptop.    I have paid off almost $1,000 on my Commerce Bank card.  I have about 3-400 in a savings emergency type account.  Maybe I’m not so bad.  I think I can do it.