I was heading down to our cafe at work to grab a quick lunch (yes I know I should have packed but I wasn’t sure about my lunch plans this am) and I checked my spending account bank account to make sure I would be ok and that’s when it happened. It was just a quick check and then another number caught my eye. $784.19. Now that number doesn’t really sound very interesting except it was in the available credit line column of the credit card I am trying to pay off. I know that $784.19 doesn’t even sound like that much money and for the most part it really isn’t. In this instance though it is huge. It represents what _I_ have been able to pay off on an account all by myself. It isn’t credit that the credit card company extended my card for but the very intentional work that I have done to not use the card and to pay it off. What makes it even better is that this hasn’t been done at the expense of other things.
I have paid off half of my summer tuition. I could pay the whole thing right now but I would prefer to let it earn a little interest. Since it isn’t due until July 1 I have some time. I am starting to save for the fall semester. I have $1,029.35 in my emergency account. I even have 310.41 in my line of credit. I have $184 in savings that is building a bit. My car and rental insurance is paid in full. I even have $172 available on the only credit card I am allowing myself to use and that is before this months payment and my company expense reimbursement. I have all of my bills calculated and scheduled for the rest of the month. I have spent quite a bit in the last two weeks but I had a little reserve built up to allow that occasionally and I recognize my spending and have stopped.
Wow….I have paid of 784.19 all by myself. I can’t wait till that is $1,000. This feels good.
