I have been bad the past two months on paying bills and it is showing. Last night I buckled down and I did it. ouch!
So for a status update:
Commerce bank card….haven’t used it yet this year! I am down to $2,348.84 from 2704.97 at the beginning of the year. That does include this months payment. I am so excited that I haven’t used it yet this year. In fact I have been doing pretty good on not using my credit cards at all.
School paid for….Spring semester completely paid for and by the end of the month I should have around $1,000 between my school savings account and my Missouri Most account. I know that I had planned to put $500 in the Most account everytime my school savings account became that high but I am keeping it as a bit of a safety net. The good news is that last night I was tempted to pull from it to pay bills and I didn’t. Yeah me!
Buy laptop…..well I just went out and did it. I had problems with my work laptop and was terrified of all the things I could lose so I went and invested. Not on credit….totally on cash. Not bad.
Replace car…..unfortunately the car account is still at 0. Baby steps. The expense of the laptop in January took till February to recover and then in February I paid off a bunch on a credit card to add that buffer for business travel. This month I had a $600 flight home for easter. I haven’t given up.
Have $1,000 constantly in savings account….wellll I have changed so my check is deposited there and I am only “paying myself” $1500 a paycheck. Which in theory should be more then enough and allow almost $200 into the savings account each pay check (every two weeks) but it hasn’t quite worked that way. To keep from using credit cards and not touch my school account I have been robbing from that and from my line of credit. I do have a dividend check, company reimbursement, bill assistance, and income tax return coming in which should subsidize some.
Lose 20lbs …..I went up and I think I am back at 208.2. I have been putzing a bit with a diet, doing belly dancing class most if not all Wednesdays and increasing water. I am still doing the crisscross (20) almost every work week morning and added cross over leg lefts to build up the inside of my thigh muscles. I can see that I have lost inches but I really do want to lose pounds.
As for my January Goals
- Pay for Spring Semester – success!!!!
- Drink 1 bottle of water every day – mostly success!!!!
- Put the $200 dividend towards the laptop account – bought!!!!
- Put the $500 dividend towards the $1,000 savings account – used on laptop but it was emergency
- Wash face every night – gotten out of practice
- Complete the month caught up on the 365 day bible – totally out of practice
- Exercise 3 times a week minimum – really really out of practice
- Get my finances organized in quicken. – working diligently on
- Journal at least 2 times a week – out of practice
I am going to spend the rest of the month thinking about goals for April. I have some wins and some losses. I had to chuckle at myself last night. I am struggling to pay my bills and yet I didn’t give the bill information to my beloved to reimburse me. I am struggling to write myself a check for reimbursement from the company and I refuse to touch my college fund. The last I am proud of. What I am not proud of is that I am in this state and to save myself I removed the tithe for the month. As soon as I get some of this other money that is the first thing I do. It’s a promise.
